Every asset. Every debt. One net worth.
Track stocks, crypto, cash, property, pensions, debt and valuables in one private view, with daily prices, currency conversion and portfolio health signals.
- No bank logins
- Local-first storage
- No ads, no ad tracking
Sample net worth · as of 09:41
£191,130
Own £281KOwe £90K
- Property£150,000
- Equity£4,500
- Valuables£2,400
- Commodity£2,936
- Stocks£80,717
- Crypto£9,257
- Cash£31,320
- Mortgage£90,000 owed
Everything that makes up your entire net worth, together
Bring your holdings, property and liabilities into one calm view, then watch your net worth change over time.
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Asset classes tracked
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Portfolio-health signals
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Works without an account
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Bank logins required
Understand your
wealth profile
Turn your holdings into practical signals for liquidity, leverage, concentration, stability and balance sheet strength.
Capabilities
Serious about real-world wealth
Not another stock watchlist. Netaro treats the messy assets asfirst-class citizens: the house, the mortgage, the company equity, the watch.
Nine asset classes, one balance sheet
Everything you own and owe, side by side, market-priced or entered by hand.
Daily prices, automatic
Linked stocks, crypto and commodities refresh every day. No typing in closes.
Any currency, one home view
Hold assets in the currencies they live in. Read your net worth in yours.
Converted daily, automatically
Property, minus the mortgage
Model the home and the loan as one position, so your equity, not your gross, drives the number.
Your equity · £238,000
Mortgage · £187,000 owed
Home value · £425,000
Accounts that mirror real life
Group holdings into the ISAs, wallets and pots you actually keep them in.
Private by design
No bank feeds, no scraping, no ad tech. Your portfolio lives on your device, plus an automatic private cloud backup when you create an account. Lock it behind Face ID, and take it with you as a file whenever you want. No ads, no data sales.
Your net worth, on your home screen
The iPhone widget keeps your total and its trend a glance away, in small or medium size. No unlocking, no opening the app.
Ask your portfolio
anything
Netaro AI answers with your holdings in context: concentration, currency exposure, what moved and why. Grounded in your real portfolio, never a generic chatbot.
Private by design: your name and email are never sent to the AI, so it sees your holdings but never who you are.
Your week,
already summarised
Once a week Netaro writes the story of your money: what changed, which category pulled the line, and what deserves a closer look. Every week is kept, so you can scroll back through the archive and watch the story build. No spreadsheets required.
Goals
A number worth aiming for
Pick a net worth and an age, and Netaro keeps one quiet line under your total: how far along you are, today or on any day you scrub back to. Set it when you start, change it whenever life does. Free, like the rest of your balance sheet.
Net worth · as of 09:41
£191,130
▲ £22.4K +13.3%Since Sep 2025
Sep 2025Drag across to go back in timeToday
Pick a goal
Financial independence
ProWhen work becomes optional
Tell Netaro what you'd spend each year once you stop. It already knows what you own, so it works out the year your investments could pay for your life, and what they could pay you today.
- Hands-off income today
- £4,969 a year
- FI number
- £750,000
- Financially independent
- Around 2043
- At 4–6% growth
- 2042–2045
Sample plan · 17% of the way today
In today's money
- A quarter2029
- Coast FI2029
- Halfway2035
- Three quarters2039
- Financially independent2043
Estimates at the growth and withdrawal rates you choose, shown as a range because markets don't move in straight lines. A plan to steer by, not financial advice.
Pensions, counted honestly
A pension counts toward the pot, but it only pays from the age you can reach it. Until then, the plan checks your other money can carry you.
Your home stays your home
Your home stays out of the pot, so the plan never counts on selling it. Rent from a property you let out lowers what you need instead.
Ask the what-ifs
Save £250 more a month, or spend a tenth less once you stop: ask Netaro AI and it answers with real dates from your own plan.
Milestones as they land
A quarter, Coast FI, halfway: each one is marked on the card and in your weekly digest the week you cross it.
Benchmarks
ProKnow where you
actually stand
See your estimated percentile against official wealth statistics for your region and age band, then explore nearby cohorts. Aggregate data only: never a leaderboard, never your name.
Portfolio health
ProSee how healthy your wealth is
Netaro grades your whole balance sheet the way an adviser would, then shows you exactly which lever to pull next.
The demo portfolio scores 52, Good. Netaro doesn't flatter you. It shows you why, and where to fix it.
Import AI
ProYour broker export, imported in one go
No retyping tickers, no fiddling with spreadsheets. Hand Netaro the CSV your broker already gives you and your whole account arrives in seconds.
Private by design. The AI sees how your file is laid out, never your balances. Your phone does the maths.
Pricing
Start free. Upgrade when it earns it.
The full picture of your wealth is free forever. Pro adds the signals, benchmarks and AI that turn tracking into understanding.
Free
$0forever
Your complete balance sheet, tracked.
- Every asset class, from stocks to property
- Daily market prices and currency conversion
- Property equity, modelled minus the mortgage
- Your full net worth history
- A net worth goal, tracked on home
- App Lock with Face ID, Touch ID or passcode
- Export and import your whole portfolio as a file
- Private and local-first, no bank logins
Pro
Pro$39.99/year
Just $3.33/mo, billed annually · 14-day free trial
- Everything in Free
- Portfolio Health score across five signals
- Deep insights: liquidity, leverage, concentration
- Private net worth benchmarks
- Financial independence plan, milestones and what-ifs
- Netaro AI — ask your portfolio anything
- Weekly Digest of what changed and why, every week kept
- Broker CSV import, mapped for you by AI
Questions
Good questions, straight answers
Is my financial data private?
Yes. Your portfolio lives on your device in a local database and, if you create an account, in a private cloud backup. There are no bank logins, no screen-scraping and no ad tracking.
Do I need to connect my bank?
Never. You add holdings yourself, and market-priced assets like stocks, crypto and commodities refresh automatically. Netaro works entirely without linking any account.
Is Netaro AI private?
Yes. Your name, email and identity never leave the app. The AI provider (Google Gemini) receives your message and a de-identified view of your holdings and values, but never who you are. As with any AI, avoid typing anything you would not want a model to process.
What can I actually track?
Nine asset classes: stocks, crypto, cash, property, commodities, private equity, debt, valuables and anything else — each in its native currency, converted into yours.
What do I get with Netaro Pro?
Pro unlocks your Portfolio Health score, deep insights, private net worth benchmarks, your financial independence plan, Netaro AI, the Weekly Digest and AI-mapped broker CSV import. It is $5.99/month or $39.99/year. The annual plan starts with a 14-day free trial. Core tracking stays free forever.
Can I lock the app?
Yes. App Lock holds your portfolio behind Face ID, Touch ID or your device passcode, and hides the screen in the app switcher. It is free, off by default, and the setting stays on the device rather than travelling in your backup.
Can I get my data out?
Yes, at any time and for free. Netaro exports your whole portfolio to a single file you can keep or move to another device, and imports it back the same way. Nothing is held hostage behind a subscription.
Is there a home screen widget?
Yes, on iPhone. The Net Worth widget shows your total and its recent trend on your home screen in small or medium size, so you can check where you stand without opening the app.
Which devices are supported?
Netaro is on iPhone and Android. Your data syncs through your private cloud backup so moving between devices is seamless.
Can Netaro tell me when I could stop working?
Yes, with Pro. Tell it what you would spend each year once you stop and it works out your financial independence number, what your investments could pay you today and the year they could cover your spending, shown as a range. Pensions count from the age you can reach them, and your home stays out of the pot. Everything is in today's money and is an estimate, not advice.
Can I set a net worth goal?
Yes, for free. Pick an amount and an age, during setup or later from your profile, and a goal line under your net worth shows how far along you are.
Is this financial advice?
No. Netaro is a net worth tracking tool that helps you see and understand your money. It does not provide regulated financial advice.
Get the app
See your real net worth tonight
Add a few holdings and Netaro builds your balance sheet in minutes. Free to start, private by design. On iPhone and Android.
Free to start · No bank connections required