Does Netaro support ISAs and SIPPs?

Yes. Accounts can be marked as a Stocks & Shares ISA, Cash ISA, Lifetime ISA, SIPP or Pension, and the liquidity and health analysis reflects the wrapper.

Does Netaro use Open Banking?

No. Netaro never links to a bank. You add holdings yourself and market-priced assets refresh automatically each day.

Can I track a buy-to-let and its mortgage?

Yes. Add the property with its value and the mortgage against it. Netaro shows the equity and keeps the deed figures separate from your share if it is jointly owned.

Is Netaro free in the UK?

Yes. Core tracking is free. Netaro Pro is $5.99 a month or $39.99 a year, billed through the App Store or Google Play in your local currency. The annual plan starts with a 14-day free trial.

Guide

Best net worth tracker for the UK

The best net worth tracker for the UK is one that understands ISAs, SIPPs and workplace pensions, models your home minus its mortgage, works in pounds, and does not depend on US bank aggregation. Most popular trackers are American and fail on at least two of those. Netaro is a private net worth tracker for iPhone and Android that puts stocks, crypto, cash, property, pensions, private equity, debt and valuables on one balance sheet, with no bank linking.

Why most net worth apps do not fit the UK

The well-known names, Empower, Monarch, Copilot and similar, are built for the United States. Some are US-only outright. Others allow a UK sign-up but link only to US institutions, price everything in dollars, and have no idea what an ISA is.

Open Banking apps on the UK side lean towards budgeting and current accounts. They rarely handle a SIPP, a defined-contribution pension, a buy-to-let, unlisted shares or a crypto wallet as part of one net worth figure.

What to look for

GBP as a home currency, with foreign holdings converted daily rather than by a formula you maintain.
Tax-wrapper awareness: Stocks & Shares ISA, Cash ISA, Lifetime ISA, SIPP and pension accounts treated differently from a taxable brokerage when the app judges liquidity.
Property as value minus mortgage, including a share of a jointly owned home.
Debt as its own class, so a mortgage, car loan or student loan sits on the balance sheet honestly.
Daily prices for LSE-listed shares, funds, ETFs and crypto.
Real privacy: no bank credentials stored, data on your device, no ad tracking.
A UK benchmark, so you can see roughly where you stand against official wealth statistics for your age band rather than a US median.

How Netaro handles each of these

Netaro is built by a UK team and runs in any home currency, GBP included. Accounts carry a wrapper from a list that covers Pension, SIPP, Stocks & Shares ISA, Cash ISA, Lifetime ISA, 401(k), Roth 401(k), Traditional IRA, Roth IRA, HSA, 529 Plan, TFSA, RRSP, FHSA, RESP, RRIF, Superannuation, KiwiSaver, PRSA, ARF, Retirement Annuity, CPF, SRS, and the Portfolio Health score uses it when it judges how much of your wealth is actually reachable.

Property is modelled as value minus mortgage, with fractional ownership so a half-share of a home shows as a half-share. Debt is a first-class asset class. LSE tickers, funds and crypto refresh daily. Nothing links to a bank.

Netaro Pro adds a private percentile benchmark against official wealth statistics for your country and age band, deep liquidity, leverage and concentration insights, an AI you can ask about your own numbers, and a Weekly Digest.

Alternatives worth knowing about

Kubera covers UK institutions through aggregation but costs around $249 a year and is web-first. A spreadsheet is free and flexible but has no live prices or history unless you build them. Empower is US-only. Netaro sits between them: free to start, private, mobile-first and wrapper-aware.

Verdict

For most people in the UK, the right tracker is a private, manual-entry app that understands ISAs, SIPPs, pensions and property, prices in pounds and works on the phone. Netaro is built for exactly that and is free to try.

Frequently asked questions

Does Netaro support ISAs and SIPPs?: Yes. Accounts can be marked as a Stocks & Shares ISA, Cash ISA, Lifetime ISA, SIPP or Pension, and the liquidity and health analysis reflects the wrapper.
Does Netaro use Open Banking?: No. Netaro never links to a bank. You add holdings yourself and market-priced assets refresh automatically each day.
Can I track a buy-to-let and its mortgage?: Yes. Add the property with its value and the mortgage against it. Netaro shows the equity and keeps the deed figures separate from your share if it is jointly owned.
Is Netaro free in the UK?: Yes. Core tracking is free. Netaro Pro is $5.99 a month or $39.99 a year, billed through the App Store or Google Play in your local currency. The annual plan starts with a 14-day free trial.

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Competitor details reviewed September 2026 from public pricing and product pages. Prices and features change; check the other product’s site before deciding. Netaro is a net worth tracking tool and does not provide regulated financial advice.